Improving Your Home

Providing Homeowners Affordable Financing For Energy-Efficient Home Upgrades and Disability-Related Enhancements

Leading Home Improvement Loans in Arizona

At SHILA, we are dedicated to empowering low and moderate-income homeowners across Arizona. We provide affordable financing for energy-efficient home upgrades and disability-related enhancements. Our mission is to enhance living conditions, reduce energy costs, and support environmental well-being, fostering a sustainable and resilient community.

Our Services:

  • Energy-Efficient Home Upgrades: Access financing for projects that improve energy efficiency in your home, reducing long-term energy costs.
  • Disability-Related Enhancements: Finance modifications that enhance accessibility and comfort for individuals with disabilities, ensuring your home meets your specific needs.

Why Choose Us?

  • No credit scores: Approval is based on ability to re-pay, not credit scores.
  • Competitive: Very competitive interest rates.
  • Unsecured loans: No liens on your home.

Why our Services Matter?

Housing Stability : Helps families remain in their homes, addressing Arizona’s housing affordability crisis

Energy Savings : Efficiency upgrades lower monthly bills, building household stability.

Economic Growth : Contractors gain new business, strengthening Arizona’s skilled trades.

Our First Year Results

$

Loans originated for HVAC, insulation, roofing, and other critical improvements

$

Average loan size, making projects attainable

+

Hours of construction labor created

$

Economic impact—using 1.9 multiplier*

Families served with safer, more efficient homes

%

Low-to-moderate income (LMI) households and/or families with disabilities

Testimonials

"Great job fast and prompt, the contractor kept me informed all the way very happy with everything"

H.K

"I am so grateful for all the help through this process. Sustainable Home Improvement Loans of Arizona..."

O.Z

"I really liked being able to text to communicate, it made things easy and convenient because Sustainable ..."

M.d

Contact Us Today

Explore how SHILA can support your home improvement projects and financial goals. Contact our team today for personalized assistance and expert guidance.

With an anchor investment of $500,000 investment from Maricopa County IDA already fueling $504,000 in projects, SHILA is on track to deliver $5 million in loans over the next three years. This will improve hundreds of homes and generate millions in local economic impact.