Financing Your
Home Improvement project
with SHILA - Sustainable Home Improvement Loans of Arizona
Own a home in Arizona? That's the main requirement. No minimum credit score or home equity needed — we review every application individually.
What Happens Next
①Apply Online — Complete the short application below
② SHILA Reviews Your Application — We'll contact you within 24 hours
③ Loan Approved & Finalized — Review and sign your loan agreement
④ Contractor Match — We connect you with a qualified SHILA contractor
⑤ Project Begins — Your home improvement gets underway
To keep things moving quickly, please prepare and upload the following documents for your application:
Required Documents
- Salaried: Last 2 pay stubs
- Hourly: Last 2 months of pay stubs
- Retired: 1 month of retirement income
(e.g. pension, Social Security) - Self-Employed: 2 years of tax returns
- Copy of your driver's licence (front only)
- 12 months of energy bill useage history
- Contractor quote (if available)
- Copy of your mortgage statement
(if applicable) - Copy of homeowner's insurance
- A voided check for ACH payment setup
If a Co-Borrower is Required
- Pay stubs or retirements letter
- Front only
Important Client Note
We recommend applicants have no past-due loans in the last two years. However, if a late payment was due to specific hardship or explainable reason, SHILA will review and consider the situation on a case-by-case basis.
Questions?
Call SHILA at 602-753-6705
Apply
