Front porch with wood deck and railing.

Specialized Loans Tailored to Your Homes Needs

Sustainable Home Improvement Loans of Arizona (SHILA) offers a range of services tailored to meet the unique needs of home owners in Arizona.

  • We consider a person's ability to pay, not just the credit score that is the 'norm' for most loans.
  • Our unique loan program is for people who are disabled, elderly, female heads of home, veterans, low-income, or have bad credit.
  • We lend to owners of prefabricated homes. Mobile homes without license plates that are attached to the ground are not eligible.
  • Applying is open to any homeowner or member of the immediate family, including parents, grandparents, siblings, and children.
  • No minimum credit score is necessary.

Low-Interest Rate Home Improvement Loans

All Home Improvement Loans

Unsecured loans for a wide variety of eligible improvements.

Disability Loans

Loans for disability and aging in place home adaptation.