Save Energy and Money with a High-Efficiency HVAC System—Financing Available Through SHILA

If you live in Arizona, you know just how important air conditioning is—especially during our long, hot summers. But many older HVAC systems waste energy, which means higher electric bills for you. Upgrading to a high-efficiency system can make your home more comfortable and help you save money.

At Sustainable Home Improvement Loans of Arizona (SHILA), we don’t sell HVAC systems—but we can help you pay for one.

Why Efficiency Matters

A high-efficiency HVAC system uses less energy to cool your home. That’s especially important in Arizona, where cooling can account for more than 50% of your energy use during the summer. Modern systems with higher SEER (Seasonal Energy Efficiency Ratio) ratings are designed to work smarter—not harder.

A system with a SEER rating of 16 or more can cut your energy costs by 20% to 40%. That could mean saving hundreds of dollars each year—money that stays in your pocket instead of going to your electric company.

Comfort Counts, Too

Upgrading your HVAC system isn’t just about lower bills. It’s also about improving the comfort of your home. Newer systems keep your home at a more even temperature, run more quietly, and handle Arizona’s dry heat more effectively.

How SHILA Can Help

We understand that energy-efficient upgrades can be expensive up front. That’s where SHILA comes in. We provide low-cost, unsecured financing to help Arizona homeowners afford important home improvements—like new HVAC systems.

Additionally, our loans are available to homeowners across Arizona, including those on fixed incomes. There’s no minimum credit score required, and we partner with licensed local contractors who can do the work.

Let’s Make Your Home More Efficient

If you’re ready to improve your home’s energy efficiency and reduce your monthly utility bills, then SHILA can help make it possible.

Visit www.shilaaz.org or call us at 602-753-6705 to learn how you can apply for financing today.